Readiness File handoff
Share enough context to route your request by work type, credit range, timeline, loan goal, and documentation needs. If you completed the readiness navigator, your file context helps make the follow-up more focused. This is not a loan application or approval.
Gig workers and self-employed borrowers may need different documentation than W-2 employees. Work type, income range, credit range, down payment, state, and timeline help route the request toward a professional who can discuss the right questions.
This form is not a loan application, approval, commitment to lend, or guarantee of terms. Any loan-specific guidance must come from a licensed professional after reviewing eligibility, documentation, property details, and applicable state rules.
Before a follow-up call, gather recent bank statements, tax returns, 1099s, app income summaries, business records, credit questions, and down payment details. Clear records make it easier to understand possible FHA, conventional, bank-statement, or self-employed loan paths.