Mortgage readiness
Answer a few questions about gig income, credit, down payment, tax deductions, and timeline. The result is educational and designed to help you prepare for a conversation with a licensed mortgage professional.
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The readiness result is an educational snapshot, not a loan approval, rate quote, or underwriting decision. It is designed to show which parts of a gig worker mortgage file may need more preparation before speaking with a licensed professional.
Rideshare, delivery, freelance, and self-employed income can be reviewed in different ways depending on tax returns, 1099 forms, bank deposits, business expenses, credit, debts, and available funds for closing.
After reviewing your result, gather income records, bank statements, app summaries, tax returns, and down payment documentation. Use those records to ask clearer questions about FHA, conventional, bank-statement, or self-employed mortgage paths.