Freelance income review
Lenders usually look for stable income history, clear documentation, manageable debts, and funds for down payment and reserves.
Freelancer mortgage readiness
Freelancer Mortgage Guide
Learn how freelance income may be reviewed for a mortgage and how to prepare tax, banking, and business records.
Documents to gather
Prepare tax returns, 1099s, business statements, bank statements, profit and loss records, and down payment documentation.
Potential loan paths
Traditional and alternative documentation programs may evaluate freelance income differently.